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Do You Worry About Money?
Which of these approaches do you use to solve money problems?
1. Worry
2. Hope
3. Cheat or steal
4. Wait for someone to give you money
5. Whine and complain
6. Hope even more
Of course, none of these solutions help you get more money.
What is your only solution?
“I answer money problems with lots of money, not with worry or sadness or impractical hope.” -- L. Ron Hubbard
No other solution is as reliable.
Six Examples
1. You are trying to sleep, but you can't stop worrying about your money problems.
So you get out of bed and write a plan on how to make more money. You spend three hours figuring out exactly what you must do, step by step. You even work out several deadlines. You are confident your plan will work and can't wait to start on it in the morning. You jump back into bed and fall asleep.
2. You play the lottery every day and hope you will win. It's your only plan for getting rich. You decide to take more action.
You search the Internet for “How to Win the Lottery” and find dozens of opinions. You suddenly realize the lottery is for fools.
Your mind suddenly feels clearer. You decide to determine your own future. You believe the best way to increase your income is to make yourself into a more valuable worker. You use your lottery ticket money to pay for management classes.
3. You really like helping the elderly and work as an assistant manager job in a rest home. A friend takes you to lunch to tell you about his idea. “With your connections, we can get these people to pay $500 for fake funeral insurance. They'll never know it's a con because they'll be dead!”
You want more money, but believe you have the ability to earn money, not steal it. You say, “Not for me. I don't want anything to do with it. Don't ask me again.”
You then think of a plan to help the residents with their finances so no one can steal from them. The idea grows to include financial management for these people's taxes, investments and insurance. You and your boss form a partnership with you in charge of the program.
4. Your paycheck does not cover your bills. You have been waiting for your boss to give you a raise for months. But business is slow and he says he can't afford your raise.
You decide to not wait for your boss and you start a home business designing interactive websites that solve business problems. You study and work six hours per day and most of your weekends. You earn a reputation as a brilliant web programmer. Your home-business income exceeds your paycheck and you quit your job.
5. You hope you will strike it rich. You believe you just need to chant it to yourself enough and it will become true. Every hour, you close your eyes and tell yourself, “I will become rich. I will become rich. I will become rich.” You even sleep while listening to a recording of yourself saying, “I will become rich. I will become rich. I will become rich.”
Yet despite your strong thoughts, you realize you are becoming poorer. You decide to take action.
You examine every way you have earned money in the past: washing cars, delivering furniture, organizing garages, restoring antique cars. You select the method you used to earn the most money which is restoring antique cars. You get to work.
6. For the past few weeks, you've been calling your friends and saying, “I work so hard, but make so little.” “I just can't find the right job.” “No one appreciates me. Life is so unfair!”
It gets harder and harder to find anyone who will listen to you. You wonder, “Maybe they don't like to hear me whine?”
You decide to knock off the self-pity, sadness and complaining. “That's it! I will not be a victim. I will never whine again!”
You ask successful people how they make money and learn they are now generous with their time. You realize you can do many of the same things that work for them. You get productive.
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